Nigerian Insurance Market is highly flexible regarding scope of cover and premium rates.
Amongst the numerous classes of insurance available, only two, Automobile and Workmen’s Compensation, are tariffrated. Insurance cover being an intangible product, the quality of cover varies from one insurer to another. A situation as this requires the services of Insurance Brokers and Consultants who are obliged to use their technical knowledge of risk in various trades to obtain appropriate market rates and insurance cover to your advantage.

We are enthusiastic about our business as Insurance Brokers and have participated in the growth of Nigerian insurance industry over the last 30 years. The growth has been compounded by the staggered growth of an oil economy and changes in scope and practice of insurance such as the Workmen’s Compensation Act 1987 and Insurance Act 2003.

Our product is professional service in the field of risk management and insurance protection. Our role is to provide professional skills in risk identification, analysis, quantification, treatment and review.

We identify ourselves with our clients and provide effective risk management by insurance or otherwise. Our aim is to secure adequate cover at minimum cost.

The contract of insurance is an agreement between an Insurer and the Insured whereby rights are acquired by one in return for a premium from the other. Each has his own interest to protect and cannot be expected to be placed in an invidious position of protecting the interest of the other impartially. We as your appointed Insurance Brokers will use our expertise to your best advantage.

We believe that the test of any insurance arrangement is in prosecuting claims to a satisfactory conclusion for our clients. If legitimate claims are not honoured when they arise then there would be no justification for insurance. We process and pursue claims on behalf of our clients.

Hogg Robinson Nigeria Limited has a well organized Claims Department at the Head Office with access to its own in-house Lawyers. Normal claims are discharged at the Branch Offices while difficult ones are referred to the Head Office. In addition, each Branch Office receives regular visits from members of top management.